> ## Documentation Index > Fetch the complete documentation index at: https://developer.finogates.com/llms.txt > Use this file to discover all available pages before exploring further. # List Bank Accounts > Get every bank account on file for one of your users, in a single list. This combines two kinds of bank account into one response: - **Linked bank accounts** — bank accounts the user connected from an outside bank (for example a standard bank account, or an ACH, RTP, or wire account, or an account that was linked instantly). These have a ``type`` of ``linked_bank_account``. - **Virtual bank accounts** — bank accounts Finogate issued to the user so they have their own account number and routing number for receiving money. These have a ``type`` of ``virtual_bank_account``. The ``type`` field on each item tells you which kind it is. Fields that only apply to one kind are filled in for that kind and left empty (``null``) for the other. For safety, linked bank account details are always masked — you only ever see a masked account number and the last 4 digits of the routing number. The list is ordered newest first, and is split into pages using ``limit`` and ``offset``. ## OpenAPI ````yaml GET /v1/platform/bank-accounts/{user_id} openapi: 3.1.0 info: title: Finogate Platform API v1 version: 0.1.0 servers: - url: https://api-sandbox.finogates.com description: Sandbox - url: https://api.finogates.com description: Production security: [] tags: - name: auth - name: users - name: payees - name: verification - name: bank accounts - name: card processing - name: digital-assets - name: international - name: onboarding - name: pending-applications - name: wallets - name: payments - name: catalog - name: webhooks - name: phone-numbers - name: sms - name: calls - name: listings - name: embed-tokens paths: /v1/platform/bank-accounts/{user_id}: get: tags: - bank accounts summary: List a User's Bank Accounts description: >- Get every bank account on file for one of your users, in a single list. This combines two kinds of bank account into one response: - **Linked bank accounts** — bank accounts the user connected from an outside bank (for example a standard bank account, or an ACH, RTP, or wire account, or an account that was linked instantly). These have a ``type`` of ``linked_bank_account``. - **Virtual bank accounts** — bank accounts Finogate issued to the user so they have their own account number and routing number for receiving money. These have a ``type`` of ``virtual_bank_account``. The ``type`` field on each item tells you which kind it is. Fields that only apply to one kind are filled in for that kind and left empty (``null``) for the other. For safety, linked bank account details are always masked — you only ever see a masked account number and the last 4 digits of the routing number. The list is ordered newest first, and is split into pages using ``limit`` and ``offset``. operationId: list_bank_accounts_v1_platform_bank_accounts__user_id__get parameters: - name: user_id in: path required: true schema: type: string format: uuid description: The unique ID of the user whose bank accounts you want. examples: - b3a9b622-cc63-4d3c-aad6-2d8e29e6f9d4 title: User Id description: The unique ID of the user whose bank accounts you want. - name: limit in: query required: false schema: type: integer maximum: 200 minimum: 1 description: How many bank accounts to return per page (1 to 200). default: 50 title: Limit description: How many bank accounts to return per page (1 to 200). - name: offset in: query required: false schema: type: integer minimum: 0 description: How many bank accounts to skip before this page starts. default: 0 title: Offset description: How many bank accounts to skip before this page starts. responses: '200': description: Successful Response content: application/json: schema: $ref: '#/components/schemas/ListResponse' '422': description: Validation Error content: application/json: schema: $ref: '#/components/schemas/HTTPValidationError' security: - _AuthenticatedBearer: [] components: schemas: ListResponse: properties: status_code: type: integer title: Status Code description: HTTP status code for the response. data: title: Data description: Payload or error details. query_generated_time: type: integer title: Query Generated Time description: >- UTC timestamp (milliseconds since epoch) when response was generated. row_count: type: integer minimum: 0 title: Row Count description: Total rows matching the request filters (not just this page). limit: anyOf: - type: integer minimum: 1 - type: 'null' title: Limit description: >- Page size used for this response. Null for cursor-paginated endpoints. current_page: anyOf: - type: integer minimum: 1 - type: 'null' title: Current Page description: >- 1-indexed page number for this response. Null for cursor-paginated endpoints. total_page_number: anyOf: - type: integer minimum: 0 - type: 'null' title: Total Page Number description: >- Total number of pages given the current limit. Null for cursor-paginated endpoints. next_cursor: anyOf: - type: string - type: 'null' title: Next Cursor description: Cursor for the next page, if available. type: object required: - status_code - data - query_generated_time - row_count title: ListResponse description: |- Standard response wrapper for list responses. Declare ``ListResponse[list[SomeModel]]`` to render the real ``data`` array schema in OpenAPI/Swagger; a bare ``ListResponse`` leaves ``data`` untyped. HTTPValidationError: properties: detail: items: $ref: '#/components/schemas/ValidationError' type: array title: Detail type: object title: HTTPValidationError ValidationError: properties: loc: items: anyOf: - type: string - type: integer type: array title: Location msg: type: string title: Message type: type: string title: Error Type type: object required: - loc - msg - type title: ValidationError securitySchemes: _AuthenticatedBearer: type: oauth2 flows: password: scopes: {} tokenUrl: /v1/platform/auth/token ````