> ## Documentation Index
> Fetch the complete documentation index at: https://developer.finogates.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Request OCT Enrollment for a Card

> Request OCT (account-to-card) transfers on one of your users' stored cards. The request is reviewed by Finogate ops in the Pending Applications queue. The response carries the application id; poll the status endpoint (or `/v1/platform/pending-applications/{id}`) until `status == "approved"` before initiating transfers.



## OpenAPI

````yaml POST /v1/platform/payment/cards/enrollments/oct
openapi: 3.1.0
info:
  title: Finogate Platform API v1
  version: 0.1.0
servers:
  - url: https://api-sandbox.finogates.com
    description: Sandbox
  - url: https://api.finogates.com
    description: Production
security: []
tags:
  - name: auth
  - name: users
  - name: payees
  - name: verification
  - name: bank accounts
  - name: card processing
  - name: digital-assets
  - name: international
  - name: fees
  - name: onboarding
  - name: pending-applications
  - name: wallets
  - name: payments
  - name: document mailing
  - name: merchant onboarding
  - name: catalog
  - name: webhooks
  - name: screening
  - name: Platform - File Scanning
  - name: phone-numbers
  - name: sms
  - name: calls
  - name: listings
  - name: Card Transfers
  - name: embed-tokens
paths:
  /v1/platform/payment/cards/enrollments/oct:
    post:
      tags:
        - Card Transfers
      summary: Request OCT enrollment for a card
      description: >-
        Request OCT (account-to-card) transfers on one of your users' stored
        cards. The request is reviewed by Finogate ops in the Pending
        Applications queue. The response carries the application id; poll the
        status endpoint (or `/v1/platform/pending-applications/{id}`) until
        `status == "approved"` before initiating transfers.
      operationId: enroll_card_oct_v1_platform_payment_cards_enrollments_oct_post
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CardTransferEnrollmentCreate'
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CommonResponse'
        '422':
          description: Validation Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/HTTPValidationError'
      security:
        - _AuthenticatedBearer: []
components:
  schemas:
    CardTransferEnrollmentCreate:
      properties:
        user_id:
          type: string
          format: uuid
          title: User Id
        card_id:
          type: string
          format: uuid
          title: Card Id
          description: UUID of the stored card to enroll
        ip_address:
          type: string
          maxLength: 45
          minLength: 3
          title: Ip Address
          description: End-user IP at the time of enrollment
      type: object
      required:
        - user_id
        - card_id
        - ip_address
      title: CardTransferEnrollmentCreate
      description: |-
        Platform request to enable one direction on one user+card pair.

        The card is already stored (collected via the hosted card-connect flow,
        so PAN / CVV never reach our API). Direction is fixed by the endpoint
        path (``/enrollments/aft`` vs ``/enrollments/oct``) — it is not part of
        the request body.
    CommonResponse:
      properties:
        status_code:
          type: integer
          title: Status Code
          description: HTTP status code for the response.
        data:
          title: Data
          description: Payload or error details.
        query_generated_time:
          type: integer
          title: Query Generated Time
          description: >-
            UTC timestamp (milliseconds since epoch) when response was
            generated.
      type: object
      required:
        - status_code
        - data
        - query_generated_time
      title: CommonResponse
      description: |-
        Standard response wrapper for single-object responses and errors.

        Generic over the payload type. A route that declares
        ``CommonResponse[SomeModel]`` gets the real ``data`` schema rendered in
        OpenAPI/Swagger; a bare ``CommonResponse`` leaves ``data`` untyped.
    HTTPValidationError:
      properties:
        detail:
          items:
            $ref: '#/components/schemas/ValidationError'
          type: array
          title: Detail
      type: object
      title: HTTPValidationError
    ValidationError:
      properties:
        loc:
          items:
            anyOf:
              - type: string
              - type: integer
          type: array
          title: Location
        msg:
          type: string
          title: Message
        type:
          type: string
          title: Error Type
      type: object
      required:
        - loc
        - msg
        - type
      title: ValidationError
  securitySchemes:
    _AuthenticatedBearer:
      type: oauth2
      flows:
        password:
          scopes: {}
          tokenUrl: /v1/platform/auth/token

````