> ## Documentation Index
> Fetch the complete documentation index at: https://developer.finogates.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Get a Parked Payer-Authentication Attempt

> How a charge that was refused for payer authentication ended.

A charge at or above the platform's 3-D Secure threshold comes back `422` with a
`charge_attempt_id` and a hosted challenge link. If the cardholder completes the
challenge, the completion call returns the payment and you are done. If they do
not — the tab is closed, the link expires — that call never happens, and this is
how you find out.

`status` is `pending`, `completed` or `failed`. Read it with `is_open`: a
`pending` attempt whose `expires_at` has passed was abandoned, and will never
become a payment. There is no `abandoned` status because nobody came back to
record one.

`payment_id` is set only on `completed`. An attempt that was never authenticated
produced no payment — that is deliberate, and it is what keeps abandoned
challenges out of your payments list. To retry, charge again: a new attempt is
minted rather than an old one reopened.



## OpenAPI

````yaml GET /v1/platform/payments/charge-attempts/{charge_attempt_id}
openapi: 3.1.0
info:
  title: Finogate Platform API v1
  version: 0.1.0
servers:
  - url: https://api-sandbox.finogates.com
    description: Sandbox
  - url: https://api.finogates.com
    description: Production
security: []
tags:
  - name: auth
  - name: users
  - name: payees
  - name: verification
  - name: bank accounts
  - name: card processing
  - name: digital-assets
  - name: international
  - name: fees
  - name: onboarding
  - name: pending-applications
  - name: wallets
  - name: payments
  - name: document mailing
  - name: merchant onboarding
  - name: catalog
  - name: webhooks
  - name: screening
  - name: Platform - File Scanning
  - name: phone-numbers
  - name: sms
  - name: calls
  - name: listings
  - name: Card Transfers
  - name: embed-tokens
paths:
  /v1/platform/payments/charge-attempts/{charge_attempt_id}:
    get:
      tags:
        - payments
      summary: Read a parked payer-authentication attempt
      description: >-
        How a charge that was refused for payer authentication ended.


        A charge at or above the platform's 3-D Secure threshold comes back
        `422` with a

        `charge_attempt_id` and a hosted challenge link. If the cardholder
        completes the

        challenge, the completion call returns the payment and you are done. If
        they do

        not — the tab is closed, the link expires — that call never happens, and
        this is

        how you find out.


        `status` is `pending`, `completed` or `failed`. Read it with `is_open`:
        a

        `pending` attempt whose `expires_at` has passed was abandoned, and will
        never

        become a payment. There is no `abandoned` status because nobody came
        back to

        record one.


        `payment_id` is set only on `completed`. An attempt that was never
        authenticated

        produced no payment — that is deliberate, and it is what keeps abandoned

        challenges out of your payments list. To retry, charge again: a new
        attempt is

        minted rather than an old one reopened.
      operationId: >-
        read_charge_attempt_route_v1_platform_payments_charge_attempts__charge_attempt_id__get
      parameters:
        - name: charge_attempt_id
          in: path
          required: true
          schema:
            type: string
            format: uuid
            title: Charge Attempt Id
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CommonResponse_ChargeAttemptRead_'
        '422':
          description: Validation Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/HTTPValidationError'
      security:
        - _AuthenticatedBearer: []
components:
  schemas:
    CommonResponse_ChargeAttemptRead_:
      properties:
        status_code:
          type: integer
          title: Status Code
          description: HTTP status code for the response.
        data:
          $ref: '#/components/schemas/ChargeAttemptRead'
          description: Payload or error details.
        query_generated_time:
          type: integer
          title: Query Generated Time
          description: >-
            UTC timestamp (milliseconds since epoch) when response was
            generated.
      type: object
      required:
        - status_code
        - data
        - query_generated_time
      title: CommonResponse[ChargeAttemptRead]
    HTTPValidationError:
      properties:
        detail:
          items:
            $ref: '#/components/schemas/ValidationError'
          type: array
          title: Detail
      type: object
      title: HTTPValidationError
    ChargeAttemptRead:
      properties:
        charge_attempt_id:
          type: string
          format: uuid
          title: Charge Attempt Id
        status:
          type: string
          enum:
            - pending
            - completed
            - failed
          title: Status
          description: |-
            ``pending`` — still runnable, the cardholder has not finished.
            ``completed`` — authenticated and charged; ``payment_id`` is set.
            ``failed`` — the challenge failed or the charge was declined.
        is_open:
          type: boolean
          title: Is Open
          description: >-
            Whether the challenge can still be run. False on a decided attempt
            and on one that is still ``pending`` but past ``expires_at`` — the
            abandoned case, which has no terminal status of its own because
            nobody came back to record one.
        payment_id:
          anyOf:
            - type: string
              format: uuid
            - type: 'null'
          title: Payment Id
          description: >-
            The payment this attempt became, once it became one. Null for every
            other state — an attempt that was never authenticated produced no
            payment, by design.
        amount:
          type: string
          pattern: ^(?!^[-+.]*$)[+-]?0*\d*\.?\d*$
          title: Amount
          description: The charge that was parked, in major units.
        currency:
          type: string
          title: Currency
        failure_reason:
          anyOf:
            - type: string
            - type: 'null'
          title: Failure Reason
          description: Why it ended without a payment. Null while pending and on success.
        expires_at:
          type: string
          format: date-time
          title: Expires At
          description: >-
            When the challenge link stops working. A ``pending`` attempt past
            this is abandoned and will never become a payment; charge again to
            mint a fresh one.
        created_at:
          type: string
          format: date-time
          title: Created At
      type: object
      required:
        - charge_attempt_id
        - status
        - is_open
        - amount
        - currency
        - expires_at
        - created_at
      title: ChargeAttemptRead
      description: One parked charge, and how it ended.
    ValidationError:
      properties:
        loc:
          items:
            anyOf:
              - type: string
              - type: integer
          type: array
          title: Location
        msg:
          type: string
          title: Message
        type:
          type: string
          title: Error Type
      type: object
      required:
        - loc
        - msg
        - type
      title: ValidationError
  securitySchemes:
    _AuthenticatedBearer:
      type: oauth2
      flows:
        password:
          scopes: {}
          tokenUrl: /v1/platform/auth/token

````