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POST
/
v1
/
platform
/
payment-methods
/
plaid
/
signal
/
evaluate
Evaluate ACH Risk via Plaid Signal
curl --request POST \
  --url https://api.sandbox.finogates.com/v1/platform/payment-methods/plaid/signal/evaluate \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "user_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "payment_method_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "client_transaction_id": "<string>",
  "amount": 123
}
'
{
  "status_code": 123,
  "data": "<unknown>",
  "query_generated_time": 123
}

Documentation Index

Fetch the complete documentation index at: https://developer.finogates.com/llms.txt

Use this file to discover all available pages before exploring further.

Authorizations

​
Authorization
string
header
required

The access token received from the authorization server in the OAuth 2.0 flow.

Body

application/json

Request to evaluate ACH transaction risk via Plaid Signal.

​
user_id
string<uuid>
required

UUID of the end user who owns the payment method.

Example:

"b3a9b622-cc63-4d3c-aad6-2d8e29e6f9d4"

​
payment_method_id
string<uuid>
required

UUID of the Plaid-linked PaymentMethod.

Example:

"e5f6a7b8-c9d0-1234-5678-9abcdef01234"

​
client_transaction_id
string
required

Unique transaction identifier generated by the caller. Must be unique per Signal evaluation.

Required string length: 1 - 36
Example:

"txn-abc-123"

​
amount
number
required

Transaction amount in dollars.

Example:

250

Response

Successful Response

Standard response wrapper for single-object responses and errors.

​
status_code
integer
required

HTTP status code for the response.

​
data
any
required

Payload or error details.

​
query_generated_time
integer
required

UTC timestamp (milliseconds since epoch) when response was generated.