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Null when never submitted — lets a detail view render the state without a second round-trip.","format":"date-time","uniqueKey":"oneOf.0.data.items.[INDEX].merchant_info_submitted_at.oneOf.0","typeLabel":"string\u003cdate-time>"},{"type":"null","title":"Merchant Info Submitted At","description":"When the merchant_info packet (supporting documents + volume figures) was last submitted. 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null"},"dba":{"oneOf":[{"type":"string","title":"Dba","uniqueKey":"oneOf.1.data.kyb.oneOf.0.dba.oneOf.0","typeLabel":"string"},{"type":"null","title":"Dba","uniqueKey":"oneOf.1.data.kyb.oneOf.0.dba.oneOf.1","typeLabel":"null"}],"uniqueKey":"oneOf.1.data.kyb.oneOf.0.dba","typeLabel":"string | null"},"website":{"oneOf":[{"type":"string","title":"Website","uniqueKey":"oneOf.1.data.kyb.oneOf.0.website.oneOf.0","typeLabel":"string"},{"type":"null","title":"Website","uniqueKey":"oneOf.1.data.kyb.oneOf.0.website.oneOf.1","typeLabel":"null"}],"uniqueKey":"oneOf.1.data.kyb.oneOf.0.website","typeLabel":"string | null"},"registration_number":{"oneOf":[{"type":"string","title":"Registration Number","uniqueKey":"oneOf.1.data.kyb.oneOf.0.registration_number.oneOf.0","typeLabel":"string"},{"type":"null","title":"Registration Number","uniqueKey":"oneOf.1.data.kyb.oneOf.0.registration_number.oneOf.1","typeLabel":"null"}],"uniqueKey":"oneOf.1.data.kyb.oneOf.0.registration_number","typeLabel":"string | null"},"formation_date":{"oneOf":[{"type":"string","title":"Formation Date","uniqueKey":"oneOf.1.data.kyb.oneOf.0.formation_date.oneOf.0","typeLabel":"string"},{"type":"null","title":"Formation Date","uniqueKey":"oneOf.1.data.kyb.oneOf.0.formation_date.oneOf.1","typeLabel":"null"}],"uniqueKey":"oneOf.1.data.kyb.oneOf.0.formation_date","typeLabel":"string | null"},"mcc":{"oneOf":[{"type":"string","title":"Mcc","uniqueKey":"oneOf.1.data.kyb.oneOf.0.mcc.oneOf.0","typeLabel":"string"},{"type":"null","title":"Mcc","uniqueKey":"oneOf.1.data.kyb.oneOf.0.mcc.oneOf.1","typeLabel":"null"}],"uniqueKey":"oneOf.1.data.kyb.oneOf.0.mcc","typeLabel":"string | null"},"business_description":{"oneOf":[{"type":"string","title":"Business Description","uniqueKey":"oneOf.1.data.kyb.oneOf.0.business_description.oneOf.0","typeLabel":"string"},{"type":"null","title":"Business 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/v1/platform/compliance/checks/{check_id}/document-requests/{request_id}/submit","href":"/api-reference/verification/submit-document-request-response"}]},{"group":"Screening","expanded":false,"pages":[{"title":"Screen a Subject","openapi":"POST /v1/platform/screening/checks","href":"/api-reference/screening/create-screening-check"},{"title":"List Your Screening Checks","openapi":"GET /v1/platform/screening/checks","href":"/api-reference/screening/list-screening-checks"},{"title":"Get a Screening Check","openapi":"GET /v1/platform/screening/checks/{check_id}","href":"/api-reference/screening/get-screening-check"}]},{"group":"Bank Accounts","expanded":false,"pages":[{"title":"Add Bank Account","openapi":"POST /v1/platform/bank/add-bank-manually","href":"/api-reference/bank-accounts/add-bank-account"},{"title":"List Bank Accounts","openapi":"GET /v1/platform/bank-accounts/{user_id}","href":"/api-reference/bank-accounts/list-bank-accounts"},{"title":"Add account Instantly","openapi":"GET 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Accounts","openapi":"GET /v1/platform/virtual-bank-accounts","href":"/api-reference/bank-accounts/list-virtual-bank-accounts"},{"title":"Refresh Virtual Bank Account Balance","openapi":"POST /v1/platform/virtual-bank-accounts/{account_id}/refresh-balance","href":"/api-reference/bank-accounts/refresh-virtual-bank-account-balance"},{"title":"Get Virtual Bank Account","openapi":"GET /v1/platform/virtual-bank-accounts/{account_id}","href":"/api-reference/bank-accounts/get-virtual-bank-account"},{"title":"List All Bank Accounts","openapi":"GET /v1/platform/bank-accounts","href":"/api-reference/bank-accounts/list-all-bank-accounts"},{"title":"Get a Bank Account Relink Link","openapi":"GET /v1/platform/bank/relink/{bank_account_id}","href":"/api-reference/bank-accounts/get-bank-account-relink-link"}]},{"group":"Card Processing","expanded":false,"pages":[{"title":"List Cards","openapi":"GET /v1/platform/card/cards/{user_id}","href":"/api-reference/card-processing/list-cards"},{"title":"Get One Card's Details","openapi":"GET /v1/platform/card/cards/{user_id}/{payment_method_id}","href":"/api-reference/card-processing/get-one-card-details"},{"title":"Add Card","openapi":"POST /v1/platform/card/add-card","href":"/api-reference/card-processing/add-card"},{"title":"Remove Card","openapi":"DELETE /v1/platform/card/delete/{card_id}","href":"/api-reference/card-processing/remove-card"},{"title":"Apply for Card Processing","openapi":"POST /v1/platform/card-processing","href":"/api-reference/card-processing/create-card-processing-application"},{"title":"Get a Link for the User to Pay by Card","openapi":"POST /v1/platform/card/payment-link","description":"Get a ready-made web page link that lets one of your users pay a fixed\namount with their card. You show this page inside your own website\n(inside an iframe). The user enters their card on that page, taps\n**Pay**, and we charge the card.\n\n### What you need to send\n- ``user_id`` — the user who will pay.\n- ``amount`` — the amount to charge, in major units (e.g. ``12.50``).\n- ``currency`` — optional ISO currency code; defaults to ``USD``.\n- ``card_processing_id`` — optional; pin the charge to one specific\n approved card-processing account.\n\n### What you get back\n- ``payment_intent_id`` — the recorded payment. It is created straight\n away in a ``pending`` state and shows up in your payment listings, so\n you can track or reconcile it. It becomes ``succeeded`` or ``failed``\n once the user pays.\n- ``pay_url`` — the link to load inside an iframe. It can be used once.\n- ``expires_at`` — the time the link stops working (about 10 minutes).\n\n### How you find out the result\nThe user sees the outcome on the page itself. Your server is also\nnotified by a ``payment_intent.succeeded`` or ``payment_intent.failed``\nwebhook carrying the ``payment_intent_id``.\n\nThe page also offers the user a \"save card for future use\" choice; when\nthey accept, the card is stored so they can reuse it later.\n\nThe link contains no details about which company processes the card\nbehind the scenes. Treat it as a plain string with no meaning of its own.","href":"/api-reference/card-processing/get-card-payment-link"},{"title":"Get Card Processing Record(s)","openapi":"GET /v1/platform/card-processing/users/{user_id}","href":"/api-reference/card-processing/get-card-processing-record-s"},{"title":"List All Cards","openapi":"GET /v1/platform/card/cards","description":"Get every **card** payment method saved across all of your users.\n\nSame masked shape as `GET /platform/card/cards/{user_id}` — last 4 digits,\nbrand, and expiry only — but not narrowed to one user. Each item carries the\nids that tell you whose card it is.\n\nDeclared before the per-user route so the two never collide.","href":"/api-reference/card-processing/list-all-cards"},{"title":"Verify an Already-Added Card","openapi":"GET /v1/platform/card/verify-card/{payment_method_id}","href":"/api-reference/card-processing/verify-card"},{"title":"Verify a Saved Card","openapi":"POST /v1/platform/card/verify-token/{payment_method_id}","href":"/api-reference/card-processing/verify-saved-card"},{"title":"Get Card Processing by KYB","openapi":"GET /v1/platform/card-processing/kybs/{kyb_id}","href":"/api-reference/card-processing/get-card-processing-by-kyb"},{"title":"Get Card Processing MID Config","openapi":"GET /v1/platform/card-processing/mid","href":"/api-reference/card-processing/get-card-processing-mid-config"},{"title":"Get a Card Processing Application","openapi":"GET /v1/platform/card-processing/{application_id}","href":"/api-reference/card-processing/get-card-processing-application"},{"title":"Get Card Processing Supporting Documents","openapi":"GET /v1/platform/card-processing/merchants/{card_acquiring_id}/merchant-info","href":"/api-reference/card-processing/get-card-processing-merchant-info"},{"title":"Submit Card Processing Supporting Documents","openapi":"PUT /v1/platform/card-processing/merchants/{card_acquiring_id}/merchant-info","href":"/api-reference/card-processing/submit-card-processing-merchant-info"}]},{"group":"Merchant Onboarding","expanded":false,"pages":[{"title":"Onboard a Merchant for Card Processing","openapi":"POST /v1/platform/merchant-onboarding","href":"/api-reference/merchant-onboarding/onboard-merchant"},{"title":"Update a Pending Card Processing Application","openapi":"PUT /v1/platform/merchant-onboarding","href":"/api-reference/merchant-onboarding/update-merchant-onboarding"}]},{"group":"Card Transfers","expanded":false,"pages":[{"title":"Card Transfers Overview","href":"/api-reference/card-transfers/overview"},{"title":"Enable a Card Transfer Direction","openapi":"POST /v1/platform/card-transfers/enable","href":"/api-reference/card-transfers/enable-card-transfer"},{"title":"Card Transfer Direction Status","openapi":"GET /v1/platform/card-transfers/enable","href":"/api-reference/card-transfers/get-card-transfer-status"},{"title":"Add a Card","openapi":"POST /v1/platform/card-transfers/cards","href":"/api-reference/card-transfers/add-transfer-card"},{"title":"Get a Card","openapi":"GET /v1/platform/card-transfers/cards/{card_id}","href":"/api-reference/card-transfers/get-transfer-card"},{"title":"List Cards","openapi":"GET /v1/platform/card-transfers/cards","href":"/api-reference/card-transfers/list-transfer-cards"}]},{"group":"Digital Assets","expanded":false,"pages":[{"title":"List Digital Asset Catalog","openapi":"GET /v1/platform/digital-assets/assets","href":"/api-reference/digital-assets/list-digital-asset-catalog"},{"title":"List Digital Asset Wallets","openapi":"GET /v1/platform/digital-assets/wallets","href":"/api-reference/digital-assets/list-digital-asset-wallets"},{"title":"Create Digital Asset Wallet","openapi":"POST /v1/platform/digital-assets/wallets","href":"/api-reference/digital-assets/create-digital-asset-wallet"},{"title":"List Digital Asset Balances","openapi":"GET /v1/platform/digital-assets/balances","href":"/api-reference/digital-assets/list-digital-asset-balances"},{"title":"Get Digital Asset Wallet","openapi":"GET /v1/platform/digital-assets/wallets/{wallet_id}","href":"/api-reference/digital-assets/get-digital-asset-wallet"},{"title":"Get Digital Asset Wallet Balance","openapi":"GET /v1/platform/digital-assets/wallets/{wallet_id}/balance","href":"/api-reference/digital-assets/get-digital-asset-wallet-balance"},{"title":"List Digital Asset Transactions","openapi":"GET /v1/platform/digital-assets/transactions","href":"/api-reference/digital-assets/list-digital-asset-transactions"},{"title":"List Digital Asset Vault Requests","openapi":"GET /v1/platform/digital-assets/vault-requests","href":"/api-reference/digital-assets/list-digital-asset-vault-requests"},{"title":"Get Digital Asset Vault Request","openapi":"GET /v1/platform/digital-assets/vault-requests/{request_id}","href":"/api-reference/digital-assets/get-digital-asset-vault-request"}]},{"group":"International","expanded":false,"pages":[{"title":"List Reference Data","openapi":"GET /v1/platform/international/catalogues","href":"/api-reference/international/list-reference-data"},{"title":"Payers","openapi":"GET /v1/platform/international/payers","href":"/api-reference/international/payers"},{"title":"Payer Rules","openapi":"GET /v1/platform/international/payer-rules","href":"/api-reference/international/payer-rules"},{"title":"Branches","openapi":"GET /v1/platform/international/branches","href":"/api-reference/international/branches"},{"title":"Rates","openapi":"GET /v1/platform/international/rates","href":"/api-reference/international/rates"},{"title":"Send an International Payout","openapi":"POST /v1/platform/international/payouts","href":"/api-reference/international/create-an-international-payout"},{"title":"Retry a Failed Payout","openapi":"POST /v1/platform/international/payouts/{intent_id}/retry","href":"/api-reference/international/platform-retry-payout"},{"title":"Platform Payout Status","openapi":"GET /v1/platform/international/payouts/status","href":"/api-reference/international/platform-payout-status"},{"title":"Send an International Payout (Full Payload)","openapi":"POST /v1/platform/international/payouts/global","href":"/api-reference/international/send-an-international-payout-full-payload"}]},{"group":"Pending Applications","expanded":false,"pages":[{"title":"List pending applications","openapi":"GET /v1/platform/pending-applications","href":"/api-reference/pending-applications/list-pending-applications"},{"title":"Get pending application","openapi":"GET /v1/platform/pending-applications/{application_id}","href":"/api-reference/pending-applications/get-pending-application"}]},{"group":"Wallets","expanded":false,"pages":[{"title":"List All Wallets","openapi":"GET /v1/platform/wallets","href":"/api-reference/wallets/list-all-wallets"},{"title":"Create a Wallet","openapi":"POST /v1/platform/wallets","href":"/api-reference/wallets/create-a-wallet"},{"title":"Get the Master Wallet","openapi":"GET /v1/platform/wallets/master","href":"/api-reference/wallets/get-the-master-wallet"},{"title":"List a User's Wallets","openapi":"GET /v1/platform/wallets/by-user/{user_id}","href":"/api-reference/wallets/list-user-wallets"},{"title":"Get a Wallet by ID","openapi":"GET /v1/platform/wallets/by-id/{wallet_id}","href":"/api-reference/wallets/get-wallet-by-id"},{"title":"Get a Wallet's Activity by ID","openapi":"GET /v1/platform/wallets/by-id/{wallet_id}/activity","href":"/api-reference/wallets/get-wallet-activity-by-id"},{"title":"List a Wallet's Incoming-Pending Transfers","openapi":"GET /v1/platform/wallets/by-id/{wallet_id}/pending-incoming","href":"/api-reference/wallets/list-wallet-pending-incoming-transfers"},{"title":"Rename or Promote a Wallet","openapi":"PATCH /v1/platform/wallets/{wallet_id}","href":"/api-reference/wallets/rename-or-promote-wallet"},{"title":"Close a Wallet","openapi":"DELETE /v1/platform/wallets/{wallet_id}","href":"/api-reference/wallets/close-wallet"},{"title":"Get a User's Wallet","openapi":"GET /v1/platform/wallets/{user_id}","href":"/api-reference/wallets/get-wallet"},{"title":"Get a User's Wallet Activity","openapi":"GET /v1/platform/wallets/{user_id}/activity","href":"/api-reference/wallets/get-wallet-activity"},{"title":"Freeze Funds in a Wallet","openapi":"POST /v1/platform/wallets/by-id/{wallet_id}/holds","href":"/api-reference/wallets/create-wallet-hold"},{"title":"List Wallet Holds","openapi":"GET /v1/platform/wallets/by-id/{wallet_id}/holds","href":"/api-reference/wallets/list-wallet-holds"},{"title":"Unfreeze Funds in a Wallet","openapi":"POST /v1/platform/wallets/by-id/{wallet_id}/holds/release","href":"/api-reference/wallets/release-wallet-hold"}]},{"group":"Payments","expanded":false,"pages":[{"title":"Request a Payment Payload","openapi":"POST /v1/platform/payments/request-payload","href":"/api-reference/payments/request-payment-payload"},{"title":"Get a Payment Request","openapi":"GET /v1/platform/payments/request-payload/{reference}","href":"/api-reference/payments/get-payment-request"},{"title":"Create a Payment from a Request","openapi":"POST /v1/platform/payments/create-transaction","href":"/api-reference/payments/create-payment-from-request"},{"title":"List Payments","openapi":"GET /v1/platform/payments","href":"/api-reference/payments/list-payments"},{"title":"Get Payment","openapi":"GET /v1/platform/payments/{payment_id}","href":"/api-reference/payments/get-payment"},{"title":"Cancel a Payment","openapi":"POST /v1/platform/payments/{payment_id}/cancel","href":"/api-reference/payments/cancel-payment"},{"title":"Get Payment Delivery Windows","openapi":"GET /v1/platform/payments/delivery-windows","href":"/api-reference/payments/get-payment-delivery-windows"},{"title":"Get Banking Calendar","openapi":"GET /v1/platform/payments/banking-calendar","href":"/api-reference/payments/get-banking-calendar"},{"title":"Get a Parked Payer-Authentication Attempt","openapi":"GET /v1/platform/payments/charge-attempts/{charge_attempt_id}","href":"/api-reference/payments/get-charge-attempt"}]},{"group":"Payments (Legacy)","expanded":false,"pages":[{"title":"Wallet to Bank (Payout)","openapi":"POST /v1/platform/payments/wallet-to-bank","tag":"LEGACY","href":"/api-reference/payments/submit-payment"},{"title":"Wallet to Wallet (Internal Transfer)","openapi":"POST /v1/platform/payments/wallet-to-wallet","tag":"LEGACY","href":"/api-reference/payments/wallet-to-wallet-internal-transfer"},{"title":"Charge a Saved Card into a Card-Acquiring Merchant","openapi":"POST /v1/platform/payments/card-to-merchant","tag":"LEGACY","href":"/api-reference/payments/card-to-merchant-payment"}]},{"group":"Document Mailing","expanded":false,"pages":[{"title":"Mail a Document to a Saved Payee","openapi":"POST /v1/platform/payments/document-mailing","href":"/api-reference/document-mailing/ship-document"},{"title":"List Mailed Documents","openapi":"GET /v1/platform/payments/document-mailing","href":"/api-reference/document-mailing/list-shipped-documents"},{"title":"Mail a Document (Full Payload)","openapi":"POST 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