curl --request GET \
--url https://api-sandbox.finogates.com/v1/platform/payments/delivery-windows \
--header 'Authorization: Bearer <token>'import requests
url = "https://api-sandbox.finogates.com/v1/platform/payments/delivery-windows"
headers = {"Authorization": "Bearer <token>"}
response = requests.get(url, headers=headers)
print(response.text)const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};
fetch('https://api-sandbox.finogates.com/v1/platform/payments/delivery-windows', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api-sandbox.finogates.com/v1/platform/payments/delivery-windows",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "GET",
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"net/http"
"io"
)
func main() {
url := "https://api-sandbox.finogates.com/v1/platform/payments/delivery-windows"
req, _ := http.NewRequest("GET", url, nil)
req.Header.Add("Authorization", "Bearer <token>")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.get("https://api-sandbox.finogates.com/v1/platform/payments/delivery-windows")
.header("Authorization", "Bearer <token>")
.asString();require 'uri'
require 'net/http'
url = URI("https://api-sandbox.finogates.com/v1/platform/payments/delivery-windows")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'
response = http.request(request)
puts response.read_body{
"status_code": 200,
"data": {
"source_type": "bank",
"destination_type": "wallet",
"delivery_speed": "same_day",
"delivery_speeds_available": [
"standard",
"same_day"
],
"timezone": "America/New_York",
"now": "2026-09-18T15:20:00Z",
"today": "2026-09-18",
"is_banking_day": true,
"next_banking_day": "2026-09-21",
"basis": "business",
"cutoffs": [
{
"cutoff": "10:00",
"cutoff_at": "2026-09-18T14:00:00Z",
"open": false,
"lands_at": "2026-09-18T17:00:00Z"
},
{
"cutoff": "14:00",
"cutoff_at": "2026-09-18T18:00:00Z",
"open": true,
"lands_at": "2026-09-18T21:00:00Z"
},
{
"cutoff": "16:00",
"cutoff_at": "2026-09-18T20:00:00Z",
"open": true,
"lands_at": "2026-09-18T22:30:00Z"
}
],
"next_cutoff": {
"export_day": "2026-09-18",
"cutoff": "14:00",
"cutoff_at": "2026-09-18T18:00:00Z",
"deferred": false
},
"settlement": {
"speed": "same_day",
"source": "terms",
"basis": "business",
"estimated_at": "2026-09-18T21:00:00Z",
"latest_at": "2026-09-18T21:00:00Z"
}
},
"query_generated_time": 1712847600000
}Get Payment Delivery Windows
The delivery timing for one movement at one speed, computed for a payment
created now — the same estimate request-payload freezes on a reference,
without issuing one. Use it to show today’s cutoffs, or whether a same-day
payment made now still goes out today.
cutoffsare the export windows on the day the next submission goes out (next_cutoff.export_day), earliest first.openis true while a payment created now still makes that window;lands_atis filled where the terms say when money submitted in that window lands (same-day windows do).next_cutoffis the window a payment created now goes out in.deferredmeans it had to wait for a later day — created after the last cutoff, or on a weekend or bank holiday; a same-day payment created now would be queued untilresume_atand you would be told so on the payment.settlementis when the money is expected to land, as on the reference.source: unknownmeans no terms are declared for this route yet — the time is unknown, not instant.
Wall-clock times (HH:MM) are US Eastern, the zone banking windows are
published in; every *_at is a UTC instant. Pass the same source_type,
destination_type, delivery_speed and corridor fields you will send on
request-payload, and the amount when you have it — the route, and so
its windows, can depend on it (100.00 is assumed otherwise). A movement or
speed that cannot be requested is refused exactly as request-payload
refuses it.
Nothing here is a promise: the estimate is recomputed the moment the payment is submitted, and the payment’s own events carry the times that apply.
curl --request GET \
--url https://api-sandbox.finogates.com/v1/platform/payments/delivery-windows \
--header 'Authorization: Bearer <token>'import requests
url = "https://api-sandbox.finogates.com/v1/platform/payments/delivery-windows"
headers = {"Authorization": "Bearer <token>"}
response = requests.get(url, headers=headers)
print(response.text)const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};
fetch('https://api-sandbox.finogates.com/v1/platform/payments/delivery-windows', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api-sandbox.finogates.com/v1/platform/payments/delivery-windows",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "GET",
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"net/http"
"io"
)
func main() {
url := "https://api-sandbox.finogates.com/v1/platform/payments/delivery-windows"
req, _ := http.NewRequest("GET", url, nil)
req.Header.Add("Authorization", "Bearer <token>")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.get("https://api-sandbox.finogates.com/v1/platform/payments/delivery-windows")
.header("Authorization", "Bearer <token>")
.asString();require 'uri'
require 'net/http'
url = URI("https://api-sandbox.finogates.com/v1/platform/payments/delivery-windows")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'
response = http.request(request)
puts response.read_body{
"status_code": 200,
"data": {
"source_type": "bank",
"destination_type": "wallet",
"delivery_speed": "same_day",
"delivery_speeds_available": [
"standard",
"same_day"
],
"timezone": "America/New_York",
"now": "2026-09-18T15:20:00Z",
"today": "2026-09-18",
"is_banking_day": true,
"next_banking_day": "2026-09-21",
"basis": "business",
"cutoffs": [
{
"cutoff": "10:00",
"cutoff_at": "2026-09-18T14:00:00Z",
"open": false,
"lands_at": "2026-09-18T17:00:00Z"
},
{
"cutoff": "14:00",
"cutoff_at": "2026-09-18T18:00:00Z",
"open": true,
"lands_at": "2026-09-18T21:00:00Z"
},
{
"cutoff": "16:00",
"cutoff_at": "2026-09-18T20:00:00Z",
"open": true,
"lands_at": "2026-09-18T22:30:00Z"
}
],
"next_cutoff": {
"export_day": "2026-09-18",
"cutoff": "14:00",
"cutoff_at": "2026-09-18T18:00:00Z",
"deferred": false
},
"settlement": {
"speed": "same_day",
"source": "terms",
"basis": "business",
"estimated_at": "2026-09-18T21:00:00Z",
"latest_at": "2026-09-18T21:00:00Z"
}
},
"query_generated_time": 1712847600000
}Authorizations
The access token received from the authorization server in the OAuth 2.0 flow.
Query Parameters
As on request-payload.
40"bank"
As on request-payload.
40"wallet"
The speed to time. Defaults to standard.
standard, same_day, instant The amount you intend to move, in major units. Optional; 100.00 is assumed.
x > 0250
ISO-4217 code. Defaults to USD.
3Required for bank_international; ignored otherwise.
2Required for bank_international; ignored otherwise.
3Response
Delivery windows
Standard response wrapper for single-object responses and errors.
Generic over the payload type. A route that declares
CommonResponse[SomeModel] gets the real data schema rendered in
OpenAPI/Swagger; a bare CommonResponse leaves data untyped.

