curl --request POST \
  --url https://api-sandbox.finogates.com/v1/platform/payments/wallet-to-wallet \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "wallet_id": "a1b2c3d4-e5f6-7890-abcd-ef1234567890",
  "amount": 100.5,
  "idempotency_key": "pay_req_20260604_abc123",
  "destination_wallet_id": "c3d4e5f6-a7b8-9012-3456-7890abcdef01",
  "user_id": "b3a9b622-cc63-4d3c-aad6-2d8e29e6f9d4",
  "currency": "USD",
  "payment_type": "transfer",
  "metadata": {
    "order_id": "ORD-12345"
  },
  "from_hold": false
}
'

import requests

url = "https://api-sandbox.finogates.com/v1/platform/payments/wallet-to-wallet"

payload = {
    "wallet_id": "a1b2c3d4-e5f6-7890-abcd-ef1234567890",
    "amount": 100.5,
    "idempotency_key": "pay_req_20260604_abc123",
    "destination_wallet_id": "c3d4e5f6-a7b8-9012-3456-7890abcdef01",
    "user_id": "b3a9b622-cc63-4d3c-aad6-2d8e29e6f9d4",
    "currency": "USD",
    "payment_type": "transfer",
    "metadata": { "order_id": "ORD-12345" },
    "from_hold": False
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    wallet_id: 'a1b2c3d4-e5f6-7890-abcd-ef1234567890',
    amount: 100.5,
    idempotency_key: 'pay_req_20260604_abc123',
    destination_wallet_id: 'c3d4e5f6-a7b8-9012-3456-7890abcdef01',
    user_id: 'b3a9b622-cc63-4d3c-aad6-2d8e29e6f9d4',
    currency: 'USD',
    payment_type: 'transfer',
    metadata: {order_id: 'ORD-12345'},
    from_hold: false
  })
};

fetch('https://api-sandbox.finogates.com/v1/platform/payments/wallet-to-wallet', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api-sandbox.finogates.com/v1/platform/payments/wallet-to-wallet",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'wallet_id' => 'a1b2c3d4-e5f6-7890-abcd-ef1234567890',
    'amount' => 100.5,
    'idempotency_key' => 'pay_req_20260604_abc123',
    'destination_wallet_id' => 'c3d4e5f6-a7b8-9012-3456-7890abcdef01',
    'user_id' => 'b3a9b622-cc63-4d3c-aad6-2d8e29e6f9d4',
    'currency' => 'USD',
    'payment_type' => 'transfer',
    'metadata' => [
        'order_id' => 'ORD-12345'
    ],
    'from_hold' => false
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api-sandbox.finogates.com/v1/platform/payments/wallet-to-wallet"

	payload := strings.NewReader("{\n  \"wallet_id\": \"a1b2c3d4-e5f6-7890-abcd-ef1234567890\",\n  \"amount\": 100.5,\n  \"idempotency_key\": \"pay_req_20260604_abc123\",\n  \"destination_wallet_id\": \"c3d4e5f6-a7b8-9012-3456-7890abcdef01\",\n  \"user_id\": \"b3a9b622-cc63-4d3c-aad6-2d8e29e6f9d4\",\n  \"currency\": \"USD\",\n  \"payment_type\": \"transfer\",\n  \"metadata\": {\n    \"order_id\": \"ORD-12345\"\n  },\n  \"from_hold\": false\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api-sandbox.finogates.com/v1/platform/payments/wallet-to-wallet")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"wallet_id\": \"a1b2c3d4-e5f6-7890-abcd-ef1234567890\",\n  \"amount\": 100.5,\n  \"idempotency_key\": \"pay_req_20260604_abc123\",\n  \"destination_wallet_id\": \"c3d4e5f6-a7b8-9012-3456-7890abcdef01\",\n  \"user_id\": \"b3a9b622-cc63-4d3c-aad6-2d8e29e6f9d4\",\n  \"currency\": \"USD\",\n  \"payment_type\": \"transfer\",\n  \"metadata\": {\n    \"order_id\": \"ORD-12345\"\n  },\n  \"from_hold\": false\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api-sandbox.finogates.com/v1/platform/payments/wallet-to-wallet")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"wallet_id\": \"a1b2c3d4-e5f6-7890-abcd-ef1234567890\",\n  \"amount\": 100.5,\n  \"idempotency_key\": \"pay_req_20260604_abc123\",\n  \"destination_wallet_id\": \"c3d4e5f6-a7b8-9012-3456-7890abcdef01\",\n  \"user_id\": \"b3a9b622-cc63-4d3c-aad6-2d8e29e6f9d4\",\n  \"currency\": \"USD\",\n  \"payment_type\": \"transfer\",\n  \"metadata\": {\n    \"order_id\": \"ORD-12345\"\n  },\n  \"from_hold\": false\n}"

response = http.request(request)
puts response.read_body

{
  "status_code": 123,
  "data": "<unknown>",
  "query_generated_time": 123
}

{
  "detail": [
    {
      "loc": [
        "<string>"
      ],
      "msg": "<string>",
      "type": "<string>"
    }
  ]
}

{
  "status_code": 429,
  "data": {
    "detail": "You just made a payment. Please wait before making another.",
    "code": "payment_cooldown",
    "error_code": 1000
  },
  "query_generated_time": 1750000000000
}